Emile is a Senior Associate in our Banking & Finance and Property teams, with specialisations in property finance, retirement living and affordable housing. His skills across both finance and property, prior experience in private client structuring and understanding of commercial drivers, present a holistic offering for his clients.
In the finance space, Emile acts for both lenders and borrowers on property finance arrangements, including high rise and flat land developments; retail, commercial and industrial leasing portfolios; retirement village, aged care and land lease communities; and social and affordable housing including specialist disability accommodation.
He acts for three of the ‘Big 4’ banks, as well as a number of other banks, non-institutional and private lenders, on all aspects of their financing arrangements, from deal structuring to documentation and due diligence, for transactions ranging from $5 million to over $250 million. Emile also assisted in the roll out of the $1 billion COVID-19 Job Support Loan Scheme, which saw the firm document over 3,000 secured and unsecured loans in just 3 months.
Emile is experienced in acting for secured creditors and receivers on standstill arrangements and enforcements, including those involving complex titling arrangements, and advises property and corporate clients on the Personal Property Securities Act (PPSA).
In the property space, Emile has specialisations in retail and commercial leasing, acquisitions and disposals and off the plan developments, fund through arrangements and also assisting high net worth clients on their property structuring and management. He acts for retirement village scheme operators in all aspects of retirement villages (including acquisition and operation), as well as specialist disability accommodation (SDA) and supported independent living (SIL) providers.
He regularly reviews and advises parties on presale contracts, agreements for lease, trust deeds, development agreements, joint venture agreements and property management agreements. Drawing on his expertise and experience acting for all parties to these transactions has given Emile a unique insight into the drivers for each party and the commercial risks. Using this knowledge, Emile focuses on balancing competing interests to create solutions.
Emile also has a keen interest in community partnerships and pro bono work He sits on the firm’s CPP Committee (which assists to coordinate the firm’s pro bono and corporate social responsibility initiatives) and is an active member of pro bono networks and community legal centres in Queensland. He also chairs the committee for the firm’s LGBTI initiative, McColour.
Representing NAB and BOQ in numerous off the plan developments, ranging from $20 million to over $150 million, from initial due diligence and documentation through to releases.
Acting for receivers and managers in the disposal of the Chalk Hotel mixed retail, commercial and residential development site, including state lease, liquor and gaming licence issues and vendor finance.
Assisting across all aspects of a Queensland retirement village acquisition, including documentation, due diligence, complex senior and mezzanine financing, Departmental requirements and continued operations.
Representing a landlord client in all aspects of leasing and property management for a 40+ tenancy shopping centre, including leasing and defaults, titling advice, property management and ultimate sale.
Specialist disability accommodation
Advising property owners, specialist disability accommodation and supported independent living providers and financiers on leases, property management agreements and participant services agreements under the NDIS.
Fund through arrangements
Assisting a commercial property developer with numerous fund through arrangements, including option agreements, development agreements and agreements for lease for service station sites across Queensland.