Insurance and Risk Management

Printable version

McCullough Robertson’s insurance practice provides a complete suite of services to its clients. With experience and specialist skills in transactional, corporate, compliance work and dispute resolution, the group advises public and private corporations, insurers, brokers, and insureds in relation to policy drafting, insurance design, corporate and regulatory matters, and claims handling.

Our philosophy is to get to know our clients and provide legal services that are in harmony with our clients’ business objectives through growth, merger and changing regulatory environments. We achieve this by working with our clients and providing pragmatic, tailored insurance advice and appropriate and innovative dispute resolution strategies.

Our lawyers can assist you with:

Insurance advisory

We provide insurance advisory services to public and private companies, small businesses, governments and individuals. Our services include:

designing insurance programs for all business risks
policy coverage and indemnity advice for businesses and individuals
undertaking contractual indemnity and insurance reviews
reviewing corporate insurance programs to ensure appropriate and adequate cover for each risk of the business and overcome insurance program deficiencies
advising corporate clients in relation to insurance issues and implications arising from mergers and acquisitions
risk management and business structuring advice in order to achieve economical insurance solutions
advising how to achieve legislative compliance, such as with FSR insurance obligations, APRA and the Insurance Contracts Act
advising directors and officers about appropriate indemnity and insurance protection
advising on managed investment scheme insurance
advising on alternate risk financing, self insurance and deductible levels
workers’ compensation advice on self insurance options, business structuring, premium review and injury management.

Dispute resolution

We provide the following dispute resolution services:

advice on indemnity disputes on behalf of insureds and insurers
commercial litigation advice for claims against corporations, directors and officers
defending professional indemnity claims
defending public liability and product liability claims
managing workplace injury and compensation claims on behalf of the WorkCover authority and self-insured businesses
alternative dispute resolution to bring about resolution of commercial, indemnity and insurance disputes by way of negotiation and mediation
marine insurance and maritime law
advising on marine insurance and liability issues
marine insurance policy drafting
advice for clients operating in admiralty and marine including arrest, ship sale agreements, boat share agreements, charter agreements, importation of super yachts, ship build and construction, cargo, pollution and regulatory issues
resolving disputes arising out of hull damage, carriage of goods, personal injury and salvage claims
marine recovery claims.

Aviation insurance

advising on aviation insurance and liability issues
aviation insurance policy drafting
advising clients operating in aviation, including aircraft sale agreements, charter agreements, importation of aircraft, cargo and regulatory issues.

Mining equipment

drafting and negotiating contracts, including indemnity, insurance, warranty and limitation of liability provisions, for the supply OEM mining equipment
advising on insurance programs and risk strategies for mining operations.

Infrastructure projects and construction

developing and structuring comprehensive insurance and risk management programs for infrastructure projects
tailoring contractors’ risk and liability insurance policies.

Car rental industry

advising individual car and truck rental operators in relation to their insurance and contractual requirements
advising on national dispute resolution and recovery actions
providing regulatory advice.